Category Archives: investment

GOLD PRICES HAVE THE LOWEST

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Gold futures contract fell to its lowest in 12 weeks since the Federal Reserve (the Fed) give the sign would not provide additional monetary stimulus. The Fed’s statement gave a positive sentiment to the U.S. dollar and gold dropped as an alternative investment.

The U.S. central bank will not provide additional monetary stimulus unless the U.S. economic expansion is disrupted or prices rose at a slower rate of 2 per cent target. The statement released on Tuesday (03/04/2012) local time, referring to a meeting on 13 March.

As a result, the U.S. dollar rose to its highest level for a week against six major currencies. On the other hand, the euro weakened Spain’s debt.

ASIA STOCK: DOWN

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Asian stocks fell on Monday, March 12, 2012, as investors waited for the moment the U.S. employment data, which could lower the expectations of policy easing ahead of U.S. Fed meeting. Meanwhile, fears of a slowdown in China’s economy is also an additional negative sentiment.

As quoted by Reuters, MSCI Asia Pacific excluding Japan fell 0.3 percent after rising as much as 1.3 percent on Friday – though down 1.5 percent in the week.

Japan’s Nikkei index rose on average to its highest level in early trade on Monday, after rising 2 percent on Friday to the summit at 10,000 level for the first time in seven months.

Greece managed to avoid the immediate threat of an uncontrolled standard when a number of private creditors agree to exchange the bonds on Friday that would cut the public debt and provide a path for a new bailout.

While Europe’s debt-related concerns will not fade with the completion of the debt swap Greece. According to Barclays Capital analyst’s current focus is likely to change to global growth and monetary policy.

Data last week showed China’s trade balance fell U.S. $ 31.5 billion in February. It shows weak foreign demand.

5 REASONS: WHY WE NEED FINANCIAL PLANNING?

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financial planning tips1. To protect ourselves and our families from financial risk

In the life cycle of course there were times the rising and falling levels of life, and can not be denied, wherever our life situations, certainly relate to money. Ups and downs of the financial situation can still be solved with the help of a professional.

2. For the cost of raising children

Every parent will want to provide the best for their children. Therefore, a sizable portion of household budgets in the cost of raising children that can last about 20-25 years before our children can pay for itself.

3. For the purchase of assets, from cars to home

The home is a major asset that should be owned by someone, other than for use as a residence, the house also becomes an asset whose value is increased from time to time. The second asset is a must-have vehicles. A comfortable life of the vehicle is 5 years. So, like, every 5 years we need to replace our vehicles.

4. To be able to enjoy retirement with a comfortable standard of living

Retirement is a time for us to enjoy a break from work. Obviously we want to enjoy a comfortable standard of living. But from where we can get enough money to pay pensions as we want?

5. To finance the purchase of insurance policies

All the assets we already collect is to satisfy all the needs of family life, but imagine if one day an accident, illness or death, so that we can no longer pay for our family. To protect the economic value of someone who is a source of family income is by insurance.